ROI calculator

Florida Holiday Home ROI Calculator for Overseas Buyers

BUY FLORIDA. BUY IT RIGHT.

Estimate income, expenses, cash flow and return before you buy.

Your Florida Property. Properly Handled.

For many buyers, the dream is simple: a place in the sun that can also be bought, owned and managed with confidence.

Use The Calculator Review My Numbers

Written by:: Steve Carroll, Licensed Florida Real Estate Broker, License BK3102257
Reviewed by:: Joseph Casella, Licensed Florida Mortgage Broker, NMLS: 2107658
Last reviewed:: 7-22-26
Next scheduled review:: 7-1-27

Use this calculator to estimate whether a Florida holiday home or rental property may make sense as an investment.

Feels a bit overwhelming? – Let us check out the numbers for you.

Inputs

Purchase Details

Purchase Price

Down Payment %

Loan Interest Rate %

Loan Term

Estimated Closing Costs %

Furnishings and Start-Up Costs

Nightly Rates and Seasonal Occupancy

Adjust the nightly rate, number of season nights and expected occupancy for each part of the year.

High Season

High Season Nightly Rate

High Season Nights Per Year

High Season Occupancy %

Shoulder Season

Shoulder Season Nightly Rate

Shoulder Season Nights Per Year

Shoulder Season Occupancy %

Low Season

Low Season Nightly Rate

Low Season Nights Per Year

Low Season Occupancy %

Rental Operations

Owner-Use Weeks Per Year

These weeks are removed from rentable nights.

Average Stay Length in Nights

Cleaning Cost Per Booking

Platform Fees %

Property Management %

Maintenance Reserve %

Monthly Expenses

Property Taxes Per Month

Insurance Per Month

HOA or Condo Fees Per Month

Utilities Per Month

Other Monthly Costs

Additional Cash Reserves Per Month

Investment Summary

Estimated Loan Amount: $0
Estimated Monthly Mortgage Payment: $0
Estimated Booked Nights Per Year: 0 nights
Effective Annual Occupancy: 0%
Estimated Average Nightly Rate: $0
Estimated Monthly Gross Rental Income: $0
Estimated Annual Gross Rental Income: $0
Estimated Monthly Expenses: $0
Estimated Annual Expenses: $0
Estimated Monthly Cash Flow: $0
Estimated Annual Cash Flow: $0
Cash Invested: $0
Cash-on-Cash Return: 0%

Want Us To Review The Numbers?

A calculator is useful. Local experience is better. Send us the property you are considering and we will help you sanity-check the numbers before you buy.

Important: This calculator is for general planning only. Actual income, expenses, financing terms, taxes, insurance, rental rules and investment performance will vary. Always speak with qualified real estate, lending, legal and tax professionals before purchasing.

Ready To Find A Florida Property That Actually Makes Sense?

Whether you are buying from Manchester, Glasgow, Dublin or anywhere across the UK & Ireland, Select Realty can help you compare areas, review property numbers, and avoid expensive mistakes.

Call / WhatsApp: +1-904-717-2000 | Email: SCarroll@SelectRealty.com

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